Here are some of the reasons you should buy a travel insurance plan
1. Loss or misplaced baggage cover
If your luggage is lost or misplaced, you don’t need to worry as it would be recompensed by the travel insurance provider. Your travel insurance policy will cover the cost of daily essentials that you lost with your luggage.
Your travel insurance policy will include the cost of clothing, toiletries, medicines etc. that you would need until you get your luggage back.
2. Cover for misplaced or lost of passport and travel documents
In case your passport is lost or stolen, you can get compensation for the amount paid in getting travel documents and a duplicate passport.
The travel insurance provider will offer you assistance in the replacement process. The insurer will help in coordinating with nearby Consulate Office or the local authorities.
3. Cancellation of trip
If you have a travel insurance policy you can get compensation for any flight cancellation in case of an emergency or delay from the airline’s end.
4. Coverage for accidental death and dismemberment
It covers accidental injuries resulting in mutilation or death of the insured person after an accident. It also covers accidental injuries resulting in partial or total disability of any body part including eyesight and limbs. Hearing and speech impairment after an accident are also covered.
It covers accidental injuries resulting in mutilation or death of the insured person after an accident. It also covers accidental injuries resulting in partial or total disability of any body part including eyesight and limbs. Hearing and speech impairment after an accident are also covered.
5. Personal accident cover
If the policyholder dies due to an accident during the trip, or if it results into total disabilities or bodily injuries then his/her nominee will be compensated as per the insurance terms.
If the policyholder dies due to an accident during the trip, or if it results into total disabilities or bodily injuries then his/her nominee will be compensated as per the insurance terms.
6. Personal liability cover
Any injury or loss that is caused to you buy a 3rd party can cause deep troubles for any traveler. This is where a travel insurance policy comes to your rescue. It will provide third-party damage cover and compensate you for legal and financial troubles.
7. House break-in cover while you are away on a tour
What will happen, if there is a burglary while you are away on your trip? You can rely on a travel insurance policy in that case. It will compensate for any loss or damage resulting from a burglary attempt while you are away. Provided the incident has taken place during the policy term.
What will happen, if there is a burglary while you are away on your trip? You can rely on a travel insurance policy in that case. It will compensate for any loss or damage resulting from a burglary attempt while you are away. Provided the incident has taken place during the policy term.
8. Emergency cash assistance
When you are stuck in an unknown place, your travel insurance policy will provide you the emergency cash assistance. And the amount compensated is subjected to policy terms and conditions.
