Skip to main content

Kenya Travel Insurance

Here are  some of the  reasons you should buy a travel insurance plan
1. Loss or misplaced baggage cover
If your luggage is lost or misplaced, you don’t need to  worry as it would be recompensed by the travel insurance provider. Your travel insurance policy will cover the cost of daily essentials that you lost with your luggage.
Your travel insurance policy will include the cost of clothing, toiletries, medicines etc. that you would need until you get your luggage back. 
2. Cover for misplaced or lost of passport and travel documents
In case your passport is lost or stolen, you can get compensation for the amount paid in getting travel documents and a duplicate passport.
The travel insurance provider will offer you assistance in the replacement process. The insurer will help in coordinating with nearby Consulate Office or the local authorities.
3. Cancellation of trip 
If you have a travel insurance policy you can get compensation for any flight cancellation in case of an emergency or delay from the airline’s end.
4. Coverage for accidental death and dismemberment
It covers accidental injuries resulting in mutilation or death of the insured person after an accident. It also covers accidental injuries resulting in partial or total disability of any body part including eyesight and limbs. Hearing and speech impairment after an accident are also covered.
5. Personal accident cover
If the policyholder dies due to an accident during the trip, or if it results into total disabilities or bodily injuries then his/her nominee will be compensated as per the insurance terms.
6. Personal liability cover  
Any injury or loss that is caused to you buy a 3rd party can cause deep troubles for any traveler. This is where a travel insurance policy comes to your rescue. It will provide third-party damage cover and compensate you for legal and financial troubles. 
7. House break-in cover while you are away on a tour
What will happen, if there is a burglary while you are away on your trip? You can rely on a travel insurance policy in that case. It will compensate for any loss or damage resulting from a burglary attempt while you are away. Provided the incident has taken place during the policy term. 
8. Emergency cash assistance
When you are stuck in an unknown place, your travel insurance policy will provide you the emergency cash assistance. And the amount compensated is subjected to policy terms and conditions. 

Popular posts from this blog

3 Types of People Who Usually Dont Need Insurance

NAZNET A single person with no dependents Incase you're a single person with no dependents, you probably don't need life insurance. That's not to say buying life insurance is a bad idea if you are single and have no dependents your designated beneficiary, whoever it may be, will still get a cash payout. However, there may a better use for the money you would use to pay the premiums. **Check on MARANDA SCHOOL, BENDANISH Retirees Life insurance premiums tend to increase with age as health declines, a person's life becomes more expensive to insure so buying a policy later in life is typically not cost-effective. If you have heirs, there are often better ways to make sure they are taken care of financially in your absence than buying a last-minute life insurance policy. Kids and college students Children and college students don't need their own life insurance policy. In that case, it's possible to purchase a policy for the child, although the adul

Car Insurance in Kenya

NAZNET Paying for the damages to a car that has been in an accident can become costly, if you are not insured. And if you are the one who is at fault in an accident, you will likely have to pay for damages to the other party’s car, which can be even more expensive depending on what has happened.   1.Physical damage repairs. Physical damage can be very costly if you have to pay from your own pocket, making car insurance the best solution. There are two types; - Comprehensive insurance This type covers issues such as fire, theft, storm damage. - Collision insurance This mainly covers accidents with other cars and objects. It is important to note that car insurance often will not cover mechanical damage unless it is caused by a collision or a storm.  2.Pay for a stolen car. If your car is stolen, you will need some way of getting it back.Most car insurance providers offer theft cover, which means that you will be given money to the current value of your car which will a