NAZNET A single person with no dependents Incase you're a single person with no dependents, you probably don't need life insurance. That's not to say buying life insurance is a bad idea if you are single and have no dependents your designated beneficiary, whoever it may be, will still get a cash payout. However, there may a better use for the money you would use to pay the premiums. **Check on MARANDA SCHOOL, BENDANISH Retirees Life insurance premiums tend to increase with age as health declines, a person's life becomes more expensive to insure so buying a policy later in life is typically not cost-effective. If you have heirs, there are often better ways to make sure they are taken care of financially in your absence than buying a last-minute life insurance policy. Kids and college students Children and college students don't need their own life insurance policy. In that case, it's possible to purchase a policy for the child, although the adul
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